Aggressive Portfolio

The Aggressive Portfolio is designed for funds with a thirty years or greater investment time horizon and individuals with an aggressive risk tolerance. This portfolio will vary its allocation to various asset classes based on market conditions in order to achieve its goals. This portfolio is targeting a high amount of volatility and is expected to have years with larger negative investment returns than those of the Long‐Term Balanced Portfolio.

Kinetic Portfolio

The Kinetic Investment Portfolio is designed for funds with a twenty‐years or greater investment time horizon and individuals with a moderate risk tolerance. This portfolio will concentrate a higher percentage of its portfolio in a single asset class and may be quicker to change its allocation mix than the other portfolios. This portfolio may have an investment allocation to 100% stocks, bonds or cash among other asset classes and returns may deviate significantly from traditional stock or bond index returns. This portfolio is targeting a medium amount of volatility and is expected to have years with larger negative investment returns than those of the Conservative Portfolio.

Blended Portfolio

A portfolio made up of a blend of above portfolios may also be created for a client based on their investment needs and financial situation. This portfolio will be in keeping with the individual client risk tolerance.