Many individuals, families and business owners are not sure about the best way to create income in retirement. So we created the Clearbrook Roadmap to Retirement™ to give you peace of mind about your financial future.
The Clearbrook Roadmap to Freedom™ Process
Schedule a Job-Free Readiness Review Appointment
We will contact you to meet with one of our Financial Advisors to review your unique circumstance, understand your objectives and goals and answer your questions.
Create the Clearbrook Roadmap to Freedom™ Plan
Our team will put together your Clearbrook Roadmap to Freedom™ plan with specific recommendations on how to get where you want for a financially independent future.
Implement the plan
Our team of professionals will work with you to implement and monitor your plan in the future to help you get where you need to go
We will contact you to meet with one of our Financial Advisors to review your unique circumstance, understand your objectives and goals and answer your questions.
Our team will put together your Clearbrook Roadmap to Freedom™ plan with specific recommendations on how to get where you want for a financially independent future.
Our team of professionals will work with you to implement and monitor your plan in the future to help you get where you need to go
THE TEAM
BEN SCELLICK, CPA
CEO & Financial advisor
Ben is passionate about helping people achieve their retirement financial goals. He enjoys spending time with his wife and three daughters and just knows the Mariners will win the World Series any year now.
MATTHEW ATKINS,
Senior Financial advisor
Having the opportunity to help people set financial goals, work towards them and eventually reach their goals, is one of the greatest things Matt has ever been a part of. He and his wife Laura have five children and five grandchildren, who are the absolute best!
SHARA PAGELS, CPA
Financial Advisor
Shara loves to help people bring peace and understanding to their financial lives through thoughtful and thorough planning. Other than spreadsheets, ballet is her life-long passion and artistic outlet.
THE JOB-FREE FUTURE METHODOLOGY
CREATE THE JOB-FREE FUTURE YOU WANT!
Did you know the average person who retires at 66 only lives 13 years! That's just wrong!
Maintaining healthy activity of the brain, the heart and the body are key to extending our years well beyond the average life expectancy and one of the main reasons we talk about living Job-Free vs. retired.
Being Job-Free doesn't mean that we aren't working, but our Job-Free work should be something we love to do or that brings us life.
Maybe it's watching grandkids,
Volunteering for a charity,
Running a business,
Owning income properties
Working part-time or seasonally,
Turning a hobby into part-time work.
Having the freedom to do what you WANT to do, rather than what you HAVE to do, is the goal of a JOB-FREE FUTURE!
Malcolm Forbes once said, “Retirement kills more people than hard work ever did.”
According to a 2018 Deloitte report, 85 percent of Baby Boomers plan to work into their 70s and even 80s.
As cultural anthropologist Mary Catherine Bateson explained, “Our longer life span has created a new stage of life in our middle years, a second stage of active adulthood between middle and old age, which can be enormously productive. As longevity increases further, this new stage is allowing people to design new kinds of lives in their 60s, 70s, and up.”
“What is the benefit of work? Activation of the brain and activation of social networks may be critical,” Nicole Maestas, an associate professor of health care policy at Harvard Medical School.
Work offers a routine and purpose, a reason for getting up in the morning. The workplace is a social environment, a community. Depending on your occupation, doing what you do involves engaging with cubicle mates, bosses, subordinates, union brothers and sisters, suppliers, vendors and customers. The incentive for workers to invest in their health while employed is strong.
DON’T ISOLATE!
“Even disliked colleagues and a bad boss, we argue, are better than social isolation because they provide cognitive challenges that keep the mind active and healthy.” (Munich Center for the Economics of Aging of the Max Planck Institute for Social Law and Social Policy)
PURPOSE IS VITAL!
“Volunteering and paid work produces better physical and mental health,” said Linda Fried, a founder of the Experience Corps who is also dean of Columbia University’s Mailman School of Public Health. “People need purpose. They need a reason to get up in the morning.”
If you do what you love, you’ll never work a day in your life. (Attributed to almost everyone)
THE GOAL IS FREEDOM, NOT JUST MONEY!
We need money to facilitate the freedom, but it’s not the goal. So much of traditional “retirement” planning focus’ on having enough money saved up. For many, this is simply not possible, so they end up being hopeless about their future. Living Job-Free restores the possibility of having a great future and IS WAY MORE HEALTHY!
THERE ARE FOUR WAYS TO LIVE JOB-FREE
Extreme Savings
Part-Time Work
Seasonal Work
Income Producing Business/Property